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Terms of Service

Last updated: 1 June 2026

1. Educational Purpose Only

These Terms of Service apply to your use of the 100 Great Years platform operated by 100 Great Years Ltd, including the app at app.100greatyears.com and the marketing site at www.100greatyears.com.

100 Great Years is an educational tool designed to help you think about your health and financial trajectory. It is not:

  • Medical advice, diagnosis, or treatment
  • Financial advice or investment recommendations
  • A substitute for professional consultation
  • A guarantee of any specific health or financial outcomes

2. Eligibility

You must be 18 or older to use 100 Great Years. By using the service you confirm that you are at least 18.

3. Health Disclaimer

The health information provided is for general educational purposes only. Always seek the advice of your physician or qualified health provider with questions about a medical condition.

Never disregard professional medical advice or delay seeking it because of something you have read here.

If you think you may have a medical emergency, call your doctor or emergency services immediately.

4. Financial Disclaimer

The financial information provided is for general educational purposes only. We are not financial advisers, and this service does not constitute financial advice.

Consider your personal circumstances and consult a qualified financial adviser before making investment decisions. Past performance does not guarantee future results.

Investment values can go down as well as up, and you may get back less than you invested.

100 Great Years helps with debt management, spending and budgeting, investment analysis (insight, never recommendations), financial education, and financial modelling and projections. It does not provide regulated financial advice or manage your money. Where a question needs a regulated adviser, we will say so.

5. No Guarantees

We make no guarantees about achieving specific health outcomes, financial returns, or living to any particular age. Individual results vary significantly based on personal circumstances, genetics, environment, and many other factors beyond our control.

6. AI-Generated Content

Recommendations are generated using artificial intelligence (AI) technology. While we strive for accuracy, AI-generated content may contain errors or may not be appropriate for your specific situation.

Always verify important information with qualified professionals before taking action.

7. Use at Your Own Risk

By using this service, you acknowledge that you use it at your own risk and agree to hold 100 Great Years Ltd, its directors, employees, and affiliates harmless from any claims, damages, or losses arising from your use of this service or actions taken based on information provided.

8. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, or reliability of any information provided. Information may become outdated or may not apply to your specific jurisdiction.

9. User Responsibilities

You agree to:

  • Provide accurate information when using the assessment
  • Use the service only for lawful purposes
  • Not attempt to circumvent security measures
  • Not misrepresent yourself or provide false information
  • Seek professional advice before making important health or financial decisions

10. Intellectual Property

All content, including but not limited to text, graphics, logos, and software, is the property of 100 Great Years Ltd and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

11. Limitation of Liability

To the fullest extent permitted by law, 100 Great Years Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

Our total liability shall not exceed £100 or the amount you paid us (if any) in the 12 months preceding the claim.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of material changes by posting the updated terms on this page with a new "Last updated" date. Continued use of the service after changes constitutes acceptance of the updated terms.

13. Termination

We reserve the right to suspend or terminate your access to the service at any time, without notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties, or for any other reason.

14. Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms or your use of the service will be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer in the European Union, you may also have mandatory consumer protection rights under your local law.

15. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Contact Information

If you have questions about these Terms of Service, please contact us:

Email: hello@100greatyears.com

Company: 100 Great Years Ltd

Jurisdiction: United Kingdom

By using 100 Great Years, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

© 2026 100 Great Years Ltd. All rights reserved.